Company

We're building the infrastructure that expands access to credit in emerging markets.

Most underwriting bottlenecks aren't about modeling. They're about reading. We built LendTrace so credit officers can spend their time on judgment, not bookkeeping.

1.4B
adults underbanked globally
100K+
borrower files processed
3
regions live, more on the way
Founders
NC
Nimesh CheedellaCo-founder & CEO

Previously product at Apple and Microsoft. Spent two years embedded with credit teams in Manila, Jakarta, and Mexico City before starting LendTrace.

SK
Sriman KatipallyCo-founder & CTO

Stanford AI Lab alum, ex-Tesla and ex-NVIDIA. Built vision-language systems at scale before deciding the most useful place to point them was at borrower documents.

We met at Stanford. We've been working on this together since 2024. We're hiring.

How we work

Humans decide

We never auto-approve a loan. We surface signal; your officer signs.

Local first

We meet the documents where they are — GCash screenshots, KTPs, CFDIs.

Compounding edge

Every decision improves the model. Every market makes the next one easier.

Backed by
EFEntrepreneur FirstStanford AI Lab alumniOperators from Apple, Microsoft & NVIDIA

Come build the credit infrastructure for the next billion borrowers.

We're hiring engineers, applied AI researchers, and credit-ops folks who've done the work in emerging markets.