Solutions
Wherever you lend, the bottleneck is the same: reading documents.
Same stack, different mix. Pick the layers you need; we'll meet you where your workflow already is.
01Microfinance & consumer
High volume, thin files, mobile-first.
Decisions in under a second on small-ticket loans, where every percentage point of cost-per-file matters.
- →Mobile money screenshots
- →Sub-second decisions
- →Per-loan cost under $0.10
Credit Officer + Capture
02SME & commercial
Heavy files, real reconciliation, real memos.
Audited financials, bank statements, tax filings — extracted, reconciled, and turned into a cited memo your officer can sign.
- →AFS + bank reconciliation
- →Cited credit memo
- →Multi-party guarantor flows
Capture + AI Underwriter
03CDFI & community
Mission-driven, audit-trail-first.
Consistent, auditable decisioning across analysts. Deploy in your VPC, with data residency where you need it.
- →VPC deployment
- →Full audit trail per decision
- →Officer override always
Full stack
04Digital banks & fintechs
API-first, fits inside your stack.
Just the document layer. Push files in, get clean JSON and fraud flags back. Your decisioning engine stays yours.
- →Webhook-driven
- →30+ local formats
- →Drop-in REST API
Capture API
What changes after LendTrace.
9×
faster time to decision
70%
lower cost per file
3×
more apps per analyst
0
auto-approvals · ever